At JB Kelly Waterway Insurance, we are here to answer your questions. If you are unsure about anything related to auto, business or home insurance, read through our frequently asked questions. If your question is not answered here, feel free to give us a call.
Q: How can I prevent vehicle theft?
A: Although you cannot ensure your vehicle will not be stolen, you can take a few easy steps to prevent the likelihood of it happening. You can make it more difficult for a thief to steal your vehicle and its contents by:
Q: How can I ensure my car is safely maintained?
A: Read your vehicle owner's manual to understand its maintenance needs.
Q: How can I tell if my brakes require maintenance?
A: Your brakes are obviously one of the most important components of your automobile. Proper care and regular maintenance are essential to protect both yourself and others from the potential harm caused by faulty brakes. Some signs that your brakes may be failing or require maintenance include:
Q: What should I do if I’m involved in a collision?
A: Being involved in an accident can be a very stressful event. To help you protect both yourself and your interests, we have provided some basic tips:
Q: Where can I find information on child restraint, airbag, seatbelt, and cell phone safety?
A: The following websites are trusted resources for vehicle and driving safety information:
Q: How can I prevent general commercial crime?
A: Ensure that all exterior doors have deadbolt locks with a minimum one inch bolt into the strike plate.
Q: How can I prevent business interruption?
A: Employ the services of a professional accountant to:
Q: How can I prevent office loss?
A: Avoid overloading of electrical outlets, particularly in older buildings equipped with fuses instead of circuit breakers.
Q: How can I prevent a burglar from entering my home?
A: The goal of indoor crime-proofing is to secure your premises, and to make them appear occupied at all times. Here are a few ways to do this:
You can also secure the outside of your home, making it more difficult for burglars to force entry:
Q How can I prevent my house from getting broken into while I’m on vacation?
A: If you are going on vacation it is especially important to make your home appear inhabited. To fully protect your home you will need to enlist the help of trusted neighbours, family and friends. Here are some things that you can do:
Note: Before you leave, you should tell someone you trust:
Q: What should I do if my house gets broken into?
A: Despite your best efforts, a burglar may still penetrate your home. If you return to find that your house has been robbed: